Studying abroad

Study abroad is an exciting opportunity! However, it can often be a hectic time as well. You can rely on HSBC to assist you as you take this significant step.

• How do I make withdrawals abroad?
• My parent(s) are HSBC Premier Customers in Brazil
• Where does HSBC have branches abroad?
• How do I open an account abroad?
• I am a university student in Brazil
• How do I transfer funds abroad?

How do I make withdrawals abroad?

You can make withdrawals using either your HSBC debit or credit card.

Debit cards: You can withdraw from any Automatic Teller Machine (ATM) in the world that is linked to the Cirrus or Visa Plus network, using your debit card. The network logo printed on your card must also be displayed on the ATM. Cirrus and Visa Plus logos are displayed below:

Withdrawal fees:

• Authorisation of the transaction depends on available funds in your current account (credit balance + overdraft limit) at the time of withdrawal.
• Withdrawal limits in other currencies are determined by the equivalent of the US Dollar limits displayed above.

Credit cards:

You can also make withdrawals using your HSBC Visa, MasterCard or American Express credit card at all ATMs that are part of the Visa Plus, Cirrus or American Express networks. Please verify that the network logo printed on your card is also displayed on the ATM.

*Some ATM operators may add their own charge for making withdrawals

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My parent(s) are HSBC Premier Customers in Brazil

HSBC Premier customers do not pay fees for withdrawals abroad made at ATMs that are linked to the Cirrus or Visa Electron networks. HSBC Premier Customers can withdraw up to US$500 (or local currency equivalent). To enjoy this service, you must be a joint account holder with a parent that is an HSBC Premier customer.

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Where does HSBC have branches abroad?

HSBC is present in over 40 countries and territories all over world. Please click on the link below to locate HSBC branches in your country of choice.

Access here our Worldwide branch locator.

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How do I open an account abroad?

If you are moving to a country where HSBC is present, we can assist you with the account opening process if you are currently a customer of HSBC in Brazil. If you are not a customer of HSBC Brazil, we invite you to open an account with us in order to have access to this service.

HSBC customers enjoy the following benefits:

• Faster and easier account opening process. In some countries, we are able to set up your account in the destination country before you leave Brazil (subject to country regulations and sufficient notice).
• Preferential fees for international fund transfers
• In-country assistance via our global network of International Banking Centres (IBC)

For more information on the account opening process of the country of your choice, or if you are not a customer of HSBC Brazil, please contact the IBC Team.

HSBC Premier Customers

If you are an HSBC Premier customer in Brazil, you will automatically become an HSBC Premier customer in any one of the 36 countries where HSBC Premier is offered, upon presentation of the documents needed to open an account. As such, you will enjoy the benefits of HSBC Premier in your destination country as well.

For more information about HSBC Premier or how to become an HSBC Premier customer, please speak to your Relationship Manager or contact the IBC Team.

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I am a university student in Brazil

If you are a university student in Brazil, HSBC has an account designed especially for you.

The benefits of this account include:

• Pre-approved credit limit of R$800 (divided equally between a current account overdraft and credit card);
• Fee waiver of the monthly current account charge for a duration of 3 months;
• No proof of income required;
• Credit card annual fee waive.1;
• Full access to the HSBC Telephone Banking and Internet Banking services. Use these services to:
  - Pay monthly tuition fees;
  - Set up standing orders;
  - Direct debits for purchases, among others.

1 Subject to credit approval and the absence of adverse credit bureau data.

Documents needed to open a University Student account:

• RG card;
• CPF card (Cadastro de Pessoas Físicas - a national tax ID number) - original and copy;
• Proof of address;
• Proof of payment of most recent monthly tuition.

Please note: Applicants under 18 years of age need a legal guardian in order to open an account.

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